Amount of monthly income remaining after debts are deducted.

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Residual income is the amount of monthly income left after subtracting debt payments. It shows the cash flow remaining after obligations, which is exactly what “income remaining after debts are deducted” describes. Gross income is the total before any deductions. Net income is take-home pay after taxes and withholdings but not specifically after debt payments. Disposable income is after taxes and essential living expenses, not after debt service. So the remaining-after-debts measure best fits residual income.